---
title: "Acquirer fee configuration"
slug: "fee-configuration"
updated: 2026-07-02T08:43:45Z
published: 2026-07-02T08:43:45Z
canonical: "help.frisbii.com/fee-configuration"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.frisbii.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Acquirer fee configuration

**Plans supporting this feature:** Payment Gateway Starter Growth Scale

## Surcharge certain credit cards

A **surcharge** is an extra fee added to the price of a purchase when the customer pays with a credit card instead of cash. The surcharge is typically a percentage of the purchase amount and usually ranges from **1% to 4%**.

> - Allowed only on **corporate/company cards** and **cards issued outside of Europe**.
> - PSD2 (Revised Payment Services Directive, Directive (EU) 2015/2366) **prohibits surcharging private cards within the EU** since January 2018.
> - Apple Pay and Google Pay cannot be surcharged because only the **last 4 card digits** are available — not enough to determine card type.
> - It is not possible to surcharge card tokens (EMV).

---

### Step 1: Go to Acquirer Fee Configuration

In the Frisbii sidebar navigation, go to: **Configurations → Checkout management → Acquirer fee configuration**

![](https://cdn.document360.io/b84e1b5d-2ba6-4465-8c62-fb45a2f31314/Images/Documentation/image(189).png)

---

### Step 2: Select the agreement

Choose the agreement where you want the surcharge(s) to apply.

---

### Step 3: Create a surcharge rule

1. Click **New** or click on the column where the surcharge should apply.
2. Define the scope:
  - Use **country codes** to specify countries.
  - If you use **EU**, the surcharge will apply to all EU countries.
  - If you leave the field **Countries** blank, the surcharge applies to **all countries**.

Example setup:

- **Base fee:** 0 (of the order currency).
- **Percentage fee:** 2% of the total order.
- **Minimum fee:** 1 (of the order currency).
- **Maximum fee:** 10 (of the order currency).

![](https://cdn.document360.io/b84e1b5d-2ba6-4465-8c62-fb45a2f31314/Images/Documentation/image(192).png)

![](https://cdn.document360.io/b84e1b5d-2ba6-4465-8c62-fb45a2f31314/Images/Documentation/image(193).png)

---

### Step 4: Save the surcharge

Click **Save** to confirm.

---

### Step 5: Understand surcharge hierarchy

If multiple surcharges are added, they form a hierarchy:

1. **Rule #1** is tried first.
2. If it doesn’t apply, **Rule #2** is tried next, and so on.

Use the **arrow controls** to move a surcharge rule up or down in the hierarchy.

> [!WARNING]
> ⚠️ If hierarchy is not managed carefully, rules may not apply as expected. Always test after changes.

---

### Result

The surcharge will now be visible at the top of the list in **Acquirer Fee Configuration**.

In Frisbii Checkout, the surcharge will appear on applicable cards.

For example, here it is shown with a **test China Union Pay card**.

![](https://cdn.document360.io/b84e1b5d-2ba6-4465-8c62-fb45a2f31314/Images/Documentation/image-ULYJ9W2U.png)

👉 You can find all testing cards here: [Frisbii test cards](https://docs.frisbii.com/reference/testing?utm_source=chatgpt.com).

To reproduce this test:

1. Enable **China Union Pay** in your test acquirer agreement.
2. Configure a surcharge for it under **Acquirer Fee Configuration**.