Frictionless 3D Secure

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3D Secure frictionless is the newest iteration of 3D Secure. It introduces a frictionless flow that allows customers to complete the 3D Secure authentication process without redirecting them from the checkout flow if the transaction is deemed eligible by their bank.

Activate Frictionless 3D Secure

  1. Open Frisbii Admin.

  2. Open Configurations → Checkout management → Payment methods.

  3. In the Cards box, click on Credit card agreements.

  4. Then click on an active Acquirer agreement.

  5. Scroll to the bottom.

  6. Click on Advanced.

  7. Under Strong customer authentication you can enable 3D Secure or 3D Secure for recurring.

  • 3D Secure

    Note

    Additional security layer providing strong customer authentication (SCA) for online credit and debit card transactions. Also known for example as Verified By VISA, Master Securecode and SecurePay. 3D Secure gives you as a merchant liability shift in some cases, contact your acquirer for more information.

  • 3D Secure for recurring

    Note

    You can also enable 3D Secure for preauths meaning that there is strong customer authentication when a recurring payment method is created. Whether this results in liability shift in subsequent transactions is depending on the acquirer. Contact your acquirer for more information.

  • Disallow 3D Secure attempted

    Note

    If a card issuer, e.g. cardholder bank, does not support 3D Secure, but the card is enrolled, the result of the 3D Secure flow will be "attempted". The cardholder will not be prompted for any authentication, but normally the attempted result will also mean liability shift. Use this setting to disallow attempted as sufficient 3D Secure authentication.

  • Require SCA by default

    Note

    When creating a payment or signup session, the SCA requirement can be defined using parameters. If no specific 3D requirement is used the default is to use 3D Secure if a card is enrolled, but also accept un-enrolled cards. Use this toggle to change the default so SCA is required in the default case. Require means you force all your customers through the 3DS (3D Secure) flow, with 2-factor authentication. If the checkmark is not set, payments can run frictionless through 3DS.