Vipps MobilePay

Vipps MobilePay Epayments is a versatile solution that allows merchants to accept online payments through MobilePay in Denmark and Vipps in Norway, offering a seamless and secure customer experience.

While this new product is branded as Vipps MobilePay for merchants, end users continue to use their familiar MobilePay or Vipps apps, so the customer experience remains unchanged compared to the old MobilePay Online and Vipps payment methods.

In Frisbii, merchants can enable Vipps MobilePay under Configuration → Payment Methods by adding a Vipps MobilePay agreement.

Account-to-account transactions

Unlike the traditional MobilePay Online and Vipps solutions, which were card-based, Vipps MobilePay Epayments uses direct account-to-account transactions. No acquirer or card network is required, only the bank is involved.

This makes the payment flow more efficient, reliable, and cost-effective for merchants.

In addition, Vipps MobilePay also offers a recurring option:

• Vipps MobilePay Recurring, designed specifically for managing recurring online payments and subscriptions.

Managing multiple Vipps MobilePay agreements

If you have multiple Vipps MobilePay agreements in your Frisbii account, you can control which one is used for each transaction by applying the Vipps MobilePay Agreement Filter in Frisbii Checkout.

Use the vipps_epayment_filter parameter and specify the agreement ID you want to use.

Example:

"vipps_epayment_filter": "7017c40ece694a856fac8ecb03c6bcb"

How Vipps MobilePay works

1. Customer selects their payment method
   In Frisbii Checkout (opened by the merchant’s website or app), the customer will see MobilePay Online if the currency is DKK or Vipps if the currency is NOK.

   • If the Checkout session is configured with Vipps MobilePay as the only payment method, the customer is redirected directly to MobilePay or Vipps based on the currency.

2. Customer enters their phone number and logs in

   • If initiated on a mobile device, the Vipps or MobilePay app opens automatically.

   • If initiated on a desktop device, a landing page appears where the customer enters their phone number and logs in.

3. Customer confirms the payment
   A push notification is sent to the customer’s phone. They log in to the Vipps or MobilePay app and confirm the payment.

4. The merchant’s shop confirms the order
   Once the payment is confirmed, the customer is redirected back to the merchant’s website or app where the order status is updated.

5. The merchant completes the order
   The merchant fulfills the order as normal.

6. Capture the payment
   The payment is captured in Frisbii (unless “instant settle” was used in the Checkout session). Funds are then transferred to the merchant’s bank account, typically within 2–3 days, depending on the bank.

Next steps: Setting up Vipps MobilePay in Frisbii

Now that you understand how Vipps MobilePay Epayments works, the next step is to set up your agreement in Frisbii.

The process is simple and consists of a few steps:

1. In Frisbii Admin, open Configurations.

2. Create a new Vipps MobilePay agreement (or add an existing one).

3. Complete the application through Vipps MobilePay portal.

4. Enter your Merchant Serial Number (MSN) once approved.

5. Activate the agreement in Frisbii.

👉 Continue with the setup guide below to configure Vipps MobilePay for your store.

Step 1: Go to the configuration area

1. In Frisbii, navigate to Payment Methods.

2. Find the Vipps MobilePay section on the page.

• If you have no existing agreements, simply click the section.

• If you already have an agreement, the plus sign will be visible in the upper right corner, click it to add another.

You will then see the option to select Use an existing agreement or to create a New agreement.

Step 2: Create a new agreement

You’ll be asked to provide your company details:

Step 3: Complete the application in Vipps MobilePay portal

You will be redirected to the Vipps MobilePay portal. Here you must complete the official application for your Epayment agreement. Vipps MobilePay will review and approve your application.

Step 4: Receive your Merchant Serial Number (MSN)

When your application is approved, you’ll receive a MSN (Merchant Serial Number) from Vipps MobilePay.
This number is required to link your agreement back to Frisbii.

Step 5: Activate the agreement in Frisbii

1. Return to the Payment Methods page.

2. Select Use an existing agreement.

3. Fill out all fields and click Create:

   • Merchant serial number (MSN): Paste the MSN you received from Vipps MobilePay.

   • Currency: Choose the currency you will charge in for this agreement (e.g. DKK, NOK, EUR).

   • Minimum user age: Enter the minimum age required to pay in your store. Leave blank if you don’t have an age restriction.

Setup complete! ✅

Your Vipps MobilePay Epayment agreement is now active in Frisbii. You can now start receiving account-to-account online payments through Vipps MobilePay.